Debt Settlement Lawyer Miami

Debt settlement can be defined as a type of negotiation. The process revolves around elimination of debt accrued from a credit card or loan.

Garcia Hernandez, P.A.

Our team of professional and experienced debt settlement attorneys will use all of our experience to protect our clients from collection actions. Our team assists clients through the process of debt
settlement.

We will negotiate with creditors to reduce the amount of your debt. Sometimes, a successful settlement can also be made via convincing the creditor to grant forgiveness of the account balance.

While unsecured debts can be settled, other types of debt such as mortgages, automobile loans, and government loans may require a different approach altogether. We can help clients avoid bankruptcy. This will follow up with a dedicated approach towards preventing creditors from taking debt collection actions.

Will the Cycle Ever End?

The highly rated lawyers at Garcia Hernandez, P.A have many years of experience helping clients in Miami resolve their credit card debts. They will explore various options unique to your situation and determine the best action to take.

Paying Off your debts

One of the ways to get rid of credit card debt is to pay it off slowly. However, in many cases it is only possible with hassle free affordable payments. Filing for bankruptcy is a common way to erase credit card debt. If you qualify for Chapter 7 and have no qualms and issues with the public nature of bankruptcy, it can be a great option. Under Chapter 13 bankruptcy, it may take up to 5 years to become debt-free.

Debt Consolidation

Consolidating debts is a process of placing all debts into one manageable monthly payment. Although debt consolidation does not reduce the amount owed, nor stop credit card companies from filing lawsuits, it can simplify things for the debtor.

At the Law Office of Garcia Hernandez, P.A. Law in Miami, Florida, our credit card debt settlement lawyers negotiate with creditors to lower the amount of your debt and have you pay it off with a monthly payment that fits your ability to pay. By significantly reducing the amount owed through the debt settlement process, it is easier to pay the total – usually in 6 months to 3 years.

When Garcia Hernandez, P.A. represents you, expect the following benefits:

• Free consultation session with an experienced debt collection lawyer
• Services available at flat-fee payment options
• Structured practice designed to streamline the legal process
• Spanish speaking clients can get bilingual legal counsel
• Major emphasis on long-term debt relief results
• Positive results for over 15 years
• Happy debt free clients

Committed Skilled Debt Relief Attorney in Miami

At Garcia Hernandez, P.A., our team is committed to offering assistance to clients to help them find debt relief solutions regardless of their situation. We can resolve your debt challenges and help you get back on your feet. The goal is always to help our clients attain full financial recovery. Our passion towards this mission has helped many clients live a peaceful and successful life.

Call Us Todays

Get in touch with us today. Let us schedule your complimentary initial case consultation. Our professional debt relief attorney will assist you.