Bankruptcy Attorney Fort Lauderdale
Garcia Hernandez, P.A. is the most trusted bankruptcy lawyer of Fort Lauderdale. Throughout their career, they have been dedicated to recovering individuals from a possible debilitating debt. Their reputation has been built by helping clients re-establish their finances and rebuild their credit.
The attorneys at Garcia Hernandez, P.A. a bankruptcy law firm serving Fort Lauderdale, makes sure that their clients receive the best legal representation. They also makes sure that this representation is of the highest quality.
Years of Experience in Bankruptcy
The Law Office of Garcia Hernandez, P.A. works diligently on all bankruptcy cases with a very efficient process. They have successfully helped their clients in finding relief from unwanted debts.
Garcia Hernandez, P.A. has used their experience as a bankruptcy attorneys in assisting clients with collection efforts and wage garnishment. This allows clients to protect their personal property and help them restore their personal credit score. Garcia Hernandez, P.A. also offers professional help to people who are under serious debt or financial stress.
Clients interested in bankruptcy can call or complete our contact form to set up a free consultation.
CHAPTER 7 PERSONAL BANKRUPTCY
In chapter 7 bankruptcy, the Law Office of Garcia Hernandez, P.A. has decades of experience representing clients to wipe out typical judgments and debts, such as medical bills, credit cards, and remaining balances that are owed on car loans after a repo.
Other areas of relief include, old tax debts and different types of debts.
Chapter 7 bankruptcy offers you a fresh start by wiping out debt. As a result, clients who have successfully filed Chapter 7 bankruptcy no longer need to struggle with their crushing debt burdens and harassing collectors. The Law Office of Garcia Hernandez, P.A. offers clients a bright financial future by rebuilding their finances.
Chapter 7 bankruptcy can allow you to save money for your children’s future or retirement. In addition, many clients find they can rebuild their credit much faster than they had anticipated.
CHAPTER 13 BANKRUPTCY
In a Chapter 13 bankruptcy one can cure defaults (past due amounts) and even catch up with payments over 3 to 5 years.
A good example is if a home is in foreclosure, a bankruptcy lawyer can help them save the home with the help of establishing a Chapter 13 repayment plan.
A Chapter 13 repayment plan allows clients to pay debts over a time period up to 60 months.
Chapter 13 bankruptcy can also be used for dealing with past-due tax debts.
The goal of a bankruptcy lawyer is to help clients rebuild their finances, save their homes, resolve tax debts, and even other debt problems over time.
How can a Bankruptcy Lawyer Help You?
- A bankruptcy lawyer can help you become debt-free and offer a better financial future
- Bankruptcy is the fastest debt relief solution and helps you remain debt-free for at least three months.
- Bankruptcy can stop Wage Garnishments, Collection Efforts, and Foreclosure.
- A good bankruptcy lawyer can help protect valuable assets from creditors.
Why Choose the Law Office of Garcia Hernandez, P.A.
Henry Hernandez and Carla Garcia believes that all clients at the Law Office of Garcia Hernandez, P.A. are unique. They helps clients implement strategies to achieve their personal goals and relieve their debt.
They have been relentless at helping their clients eliminate excessive debts. The firm specializes in helping clients gain financial freedom.
If you are in the Fort Lauderdale area and require bankruptcy assistance, contact Garcia Hernandez, P.A. to schedule a consultation.
If you are not able to pay your debts and want a reliable method through which you can get relief from debt, and can go for a fresh start by creating a repayment plan. In Fort Lauderdale, when people are not able to pay their debts, it is required to consult a bankruptcy attorney who can help them with a reliable method of paying the debts by re-establishing their finances and rebuilding their credit. Bankruptcy is a legal way of reorganizing debt for people and corporations who are unable to pay their debts. This process can be done by converting the assets into cash to pay debts and creating a debt repayment plan. If you are from Fort Lauderdale and facing the issues of debts, Garcia Hernandez, P.A., a bankruptcy law firm, has the best Bankruptcy Attorney Fort Lauderdale for the best legal representation of the clients.
What is this term “Bankruptcy”?
Bankruptcy is a legal procedure and occurs when an individual is not able to meet their financial debts. With this legal way, the individuals are allowed to start over financially after dealing with their debts. The bankruptcy petition is filed with the court, which next leads to the start of the process. In this procedure, bankruptcy can help with the forgiveness of debts, which can offer relief from financial obligations.
Different Types of Bankruptcy
In Fort Lauderdale, there are two main types of bankruptcy for individuals, including Chapter 7 and Chapter 13. Chapter 7 is widely used for those individuals who have limited assets and want to eliminate unsecured debts. Chapter 13 offers the repayment plan over 3-5 years, and is used in cases in which the individuals want to retain their assets.
Chapter 7 Bankruptcy:
The main purpose of Chapter 7 Bankruptcy is to eliminate the unsecured debts, including credit card debts, medical bills, and personal loans. In this process, a trustee is appointed to assess the assets. If one has non-exempt assets, they can be sold, and the proceeds used to repay the creditors. Those individuals who have limited assets and cannot repay their debts. The process of Chapter 7 bankruptcy can take the timings of 3-6 months.
Chapter 13 Bankruptcy:
Chapter 13 Bankruptcy is often used to create a payment plan for individuals to repay their creditors over 3-5 years. This process allows one to retain the assets. Those individuals who have steady income and are struggling to pay off their debts and want to retain assets, in these cases, Chapter 13 Bankruptcy is used. The timing of this process can be 3-5 years.
How can a Bankruptcy Lawyer Help You?
A bankruptcy lawyer is a legal professional who can help individuals with the process of bankruptcy. The lawyers have a specialization in guiding individuals through a legal process in managing and eliminating the debts, they are not able to repay. The attorneys can help the clients understand their rights under the laws of bankruptcy. A bankruptcy lawyer can help you in different ways, including:
- A bankruptcy lawyer is a professional to helps individuals protect their valuable assets from creditors.
- Bankruptcy is one of the fastest and best solutions that offers debt relief, and a lawyer can help you remain debt-free for at least three months.
- An ideal bankruptcy lawyer can help stop the wage garnishments and collection efforts.
- A bankruptcy attorney can help make you debt-free and offer you a better financial future.
Where to find a Bankruptcy Attorney in Fort Lauderdale?
If you are looking for a bankruptcy attorney in Fort Lauderdale, then you need not search more. Garcia Hernandez, P.A. has the most trusted bankruptcy lawyers in Fort Lauderdale. The lawyers at Garcia Hernandez, P.A. are dedicated to helping individuals recover from the possible debilitating debt. Their reputation and experience help the clients establish their finances and rebuild their credit. A bankruptcy law firm, Garcia Hernandez, P.A., has the best lawyers who ensure that the representation of the client is of the highest quality.
Years of Experience in Bankruptcy
The Law Office of Garcia Hernandez, P.A., is a firm for helps individuals with bankruptcy. The lawyers, Henry Hernandez and Carla I. Garcia have helped a large number of bankruptcy cases with an efficient process. Their experience has led them to help their clients find relief from unwanted debts. With the deep knowledge of bankruptcy attorneys, the lawyers can assist the clients and allow the client to protect their personal property. Our legal professionals offer reliable help to people with financial stress.
Areas of specialization
CHAPTER 7 PERSONAL BANKRUPTCY
The Law Office of Garcia Hernandez, P.A. has deep knowledge in Chapter 7 bankruptcy and experience in representing clients in eliminating the typical judgments and debts, such as bills and credit cards. Chapter 7 personal bankruptcy can help you to offer a bright future by rebuilding your finances.
CHAPTER 13 BANKRUPTCY
Chapter 13 Bankruptcy is used in dealing with the delinquent tax debts of the past. The Law Office of Garcia Hernandez, P.A. has experienced lawyers who have the best knowledge regarding this legal procedure.
Why Choose the Law Office of Garcia Hernandez, P.A.?
Henry Hernandez and Carla Garcia are dedicated to helping all the clients by implementing the best strategies in achieving relief from debt. All the clients at the Law Office of Garcia Hernandez, P.A. are important and unique. Our lawyers specialize in helping clients regain their financial freedom. You can get relief from the excessive amount of debt. You require bankruptcy assistance; Garcia Hernandez, P.A., is available to offer the assistance. We have the experience of representing numerous clients in bankruptcy throughout different places in Miami. You can choose us for:
Best assistance for bankruptcy
Effective results with your financial debts and stress
Free initial consultation, fees will be discussed further
Call Us Today!
If you have issues regarding your debts, you can contact Garcia Hernandez, P.A. today, where you will get dedicated lawyers who offer the possible outcomes of the bankruptcy. At Garcia Hernandez, P.A., you will get the proper assistance for bankruptcy that can help you to be stress-free from your financial debts within a short period. If you are living in the Fort Lauderdale area and struggling with financial stress, then contact Garcia Hernandez, P.A. for further assistance through the following contact details.
Call On: (305) 771-3374
Office Address: The Law Office of Garcia Hernandez, P.A., 2655 LeJeune Road, Suite 802, Coral Gables, FL 33134.
Frequently Asked Questions for Bankruptcy Attorney in Fort Lauderdale
Question 1. How does bankruptcy work?
Answer. In some cases, the assets, which means what is owned, and liabilities means what is owed by the individual or business, are examined by the judge and the court trustee. This examination decides whether to eliminate the debts so that the individuals or business don’t need to pay the bills or not to discharge them.
Question 2. Is bankruptcy the right decision for you?
Answer. In cases where the individual takes on the expenses, such as loans, and has no income to pay for them, they decide to file for bankruptcy. The individuals face unexpected expenses, then in those cases, when the no way out of it, bankruptcy is considered a good solution.
Question 3. What are the outcomes of filing for bankruptcy?
Answer. It is essential to understand that with the chances of financial success, there can be some consequences of this process. This procedure can affect your credit and can lead to a reduction in your ability to take loans in the future. This process can stop the collection calls or prevent the issues, but there is a small price that you need to pay.
Question 4. What qualities of the bankruptcy attorney make him a suitable choice for my case?
Answer. A bankruptcy attorney should have some qualities that can make him a suitable choice for your case the deep knowledge about the bankruptcy exemptions, strong communication skills, and expertise in handling the cases of bankruptcy. An ideal bankruptcy attorney has the potential to handle the complex financial data and, with the knowledge of legal procedures, can help in achieving the positive outcomes of the client’s case.